Update on ring purchase

After a long pause I was able to pay another $100 on the ring...don't laugh! OK you can laugh. Its been tough. I also found out that I have to come up with $2K before I can order it. I originally thought it was $500 when actuality its $500 to order it but the $2K to finance it through Wells Fargo. I was also told that once 100% approved I can get back the $2K and finance the whole thing. Soooooo, first I need to come up with that money, get 100% approved and then decide if I want that money back? I thought I was closer than I really am. Oh and the 100% financing begins on November 19 so I have to make moves quick.